Mr. Kumar is the Chief Executive Officer of Magnati, the payments subsidiary of First Abu Dhabi Bank.

Prior to his current role, Mr. Kumar was the Group Head of Payments and Digital Banking at FAB, in which he was responsible for building lifecycle solutions for corporates encompassing Merchant acquiring, Government solutions, Prepaid solutions, Remittances and UAE’s first fully featured digital wallet -Payit.

Previously, he was Head of Global Transaction Banking (GTB) and was instrumental in building Middle East regional proposition for the Bank including products and channels across cash, trade and cards.

Ramana has special interests around innovation/ fintech/ financial inclusion /blockchain and the impact on the payments space. He was instrumental in first live implementation of Blockchain with Ripple for cross border payments. He has participated in many forums focusing on future of payments, financial inclusion, digital wallets, KYC and Identity, fintech / blockchain.