Ronit Ghose is Global Sector Head for Banks Research, Co-Head of the FinTech Group and Head of MENA Research for Citi.

Ronit is the lead author of Citi's GPS Bank of the Future and FinTech report series - the first edition has had more than 300,000 downloads making it the most read report ever published by Citi, and one of the most read FinTech reports ever published. Since joining Citi in 1997, Ronit has covered banks in the Americas, Asia and EMEA. He is also an Advisory Board Member at the Centre for Finance, Technology and Entrepreneurship.

Ronit previously worked at the British Bankers’ Association and as a research assistant in Parliament. He has an undergraduate degree from the University of Oxford, a postgraduate diploma from University of London and is a CFA charter holder.