Muzaffar has over 29 years of banking experience with Citi and FAB across multiple jurisdictions.

As Group Head of FCC, Muzaffar is responsible for the; design, implementation and oversight of FCC program across FAB Group. His responsibility includes program areas covering; AML, Sanctions and Anti-Bribery & Corruption.

Prior to joining FAB in September 2018, Muzaffar had worked with Citi for 27 years across Business (first line) and Compliance (2^nd line - FCC and Regulatory) leadership roles in Pakistan, UAE, Bahrain and the UK.

During his tenor with Citi in the UK, he was Consumer AML Head for EMEA (Europe Middle East and Africa) region, followed by AML Head for Corporate Investment Banking and Markets & Securities Services for EMEA. He was also the Chief Anti-Bribery and Corruption Head (interim) for EMEA, covering 53 countries.

Muzaffar has degree in Commerce and Post Graduate qualification in Business Administration. He also studied law.